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Payment Options 

At Stillwater Health and Wellness, we believe in the value of wellness care for you and your family. We have established a pricing structure that allows care for all budgets. Our office participates in most insurance programs. We also accept auto accident and workers compensation cases. For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. To learn more about our payment options for chiropractic and wellness care, you can call our office directly.


Most insurance plans are accepted at our office for chiropractic services and we are in network with Horizon Blue Cross Blue Shield of NJ, AETNA, United Health Care, CIGNA, AmeriHealth, Medicare, Qualcare and even some of the smaller insurance carriers. We accept auto accident, workers compensation, personal injury and most health insurance plans. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge.

No Insurance

For patients who have little or no chiropractic insurance coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic care to be extremely cost-effective and affordable.

Family Plans

Our focus at Stillwater Health is to actively help you and your family in taking responsibility for your health, wellness, and disease management. We assist and guide you to take the time to care for the important people in your world: you and your family.  In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized family plan that is specific to you and your family.

Health on a Budget

At Stillwater Health we're convinced that a small amount of your time and money to care for your most important asset--your health--will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us--we can help! The last thing we want is for you to come to our wellness center in crisis.

We are Here to Help You

So please, we would like to encourage you to take your health very seriously.  As the old saying goes, if you don't have your health, you don't have anything.  Unfortunately, too many people don't discover how true that statement is until it is too late.

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Debit Card

Stillwater Health and Wellness is dedicated to providing you with the highest quality, cost effective

medical care.    We accept all major credit cards and offer payment installments.

We accept nearly all major insurance plans including:
  • Horizon Blue Cross Blue Shield of NJ

  • Aetna / RAD MD

  • United Health Care / Optum

  • CIGNA/ASH Network

  • Medicare

  • Out of State BCBS Plans

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For the most up-to-date information on our accepted private health insurance plans contact our clinic directly at 908-362-8767 or text us at 908-337-4357.
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